Colorado’s Health Insurance Marketplace, Connect for Health Colorado offers a wide array of insurance plans to meet an individual’s needs and preferences.. Through the Marketplace, Coloradans can shop for coverage and compare options to find the health plan that best fits their needs. Open enrollment generally begins in mid-November and ends in mid-February.
Connect for Health Colorado is a marketplace for individuals, families and small businesses looking to buy health insurance. You can shop for coverage if you are a Colorado resident and have legal immigration status, and you need health and/or dental insurance. Small businesses and non-profit organizations with up to 50 employees can also use the Marketplace. Through the Marketplace, Coloradans can compare insurance options based on price, benefits, quality and other factors, while receiving a clear picture of premiums and cost-sharing amounts to help them choose the insurance that best fits their needs.
Financial help to lower costs is available for people who qualify. Consumers may be eligible for a free or low-cost plan, or savings that lower monthly premiums right away.
Colorado Health Insurance Marketplace Eligibility
Family Size: Annual Income:
- Individual $15,000-$45,500
- Family of Two $20,500-$62,000
- Family of Four $31,000-$94,000
You may also be eligible for health plans with lower co-pays and deductibles, based on income.
For more information, visit ConnectforHealthCO.com, or call toll free: 1-855-PLANS-4-YOU (855-752-6749), or TDD: 1-855-346-3432. The Colorado website also has a checklist of what information you need when applying for health insurance.
Adults earning up to 138 percent of the federal poverty level or approximately $32,500 per year for a family of four or $15,900 for an individual are eligible for Medicaid.
Colorado Medicaid Expansion Eligibility
Family Size: Monthly Income:
- Individual $1,250
- Family of Two $1,700
- Family of Three $2,150
- Family of Four $2,600
To learn more and determine if you are eligible for Medicaid, visit Colorado PEAK, call them at 1-800-221-3943 or TDD: 1-800-659-2656, or speak to one of our Certified Application Counselors. Additionally, the Colorado state government recently created a helpful page to guide you through the process that also includes answers to frequently asked questions. If you already applied for coverage based on the expanded eligibility requirements, the State of Colorado lets you track your application’s progress online.
Starting in 2014, the federal government requires most people to have health insurance coverage. If they do not, they may pay a tax penalty unless they are exempt.
Coverage may include employer-provided insurance, coverage an individual purchases on their own, Medicaid, Children’s Health Plan Plus (CHIP+), Medicare or TRICARE (the health care program serving Uniformed Service members). The requirement applies to individuals of all ages, including children.
To find out more about the requirement to have health insurance, read Colorado's information on the individual mandate or visit IRS.gov.
If you need health insurance, or the insurance you have is too expensive, starting in January 2014 you may be able to qualify for Medicaid or for financial assistance to help buy health insurance through the Connect for Health Colorado marketplace.
Contact a Certified Application Counselor:
St. Mary’s Medical Center
2635 North 7th Street
Grand Junction, CO 81501
970-298-7070 – local
855-232-0307 – toll free
Lutheran Medical Center
8300 West 38th Avenue
Wheat Ridge, CO 80033
303-425-2105 – local
855-821-0590 – toll free
Saint Joseph Hospital
1375 E. 19th Avenue
Denver, CO 80218-1191
303-837-7174 – local
855-821-0591 – toll free
Good Samaritan Medical Center
200 Exempla Circle
Lafayette, CO 80026
303-689-4951 – local
855-821-0517 – toll free